Who the **** wanted minimal suspension of disbelief? Baldur's Gate was high fantasy, this should be high fantasy too. Also death is funny place to draw the line for suspension of disbelief in this game.
I use the term "degenerate gameplay" for the same thing Josh used it in the IE games. This whole cluster**** of a mess originated from Josh's view on the degenerate gameplay in the IE games. I have yet to see one system in PoE, that was made to cure degenerative gameplay in the IE games, work.