I got rear ended on the way home from work today. It was a pretty hard hit, his airbags went off but mine were ok. I pulled over, and of course the guy had no insurance. He bought the car on ebay a day earlier, it was a scrapyard job and was still registered under the other people. I called the police and had them file a report. Thankfully Geico is awesome and has a California Collision plan that covers me against uninsured drivers. I take the car into the shop tomorrow, get a rental, and they will go after the guy for the damages. Not a great end to the day, but I'm pretty happy with Geico.