Heh, I'm 99% joking. I mean, sure Id like to not have to work, but that's not my lot in life.
1) 95 octane! Are you driving a jet fighter? I use 89 octane.
2) Not so much this year (knock on wood) but usually during the winter the only clean part of my car is two graceful arcs on my windshield. The rest is coated with salt.
3) I'm way over-insured. I still carry full coverage even though the car has been paid off for years. Never know when youre going to get hit by a meteorite!
4) That's pretty cool that you get to write off your commute.