Having been in the Navy, dont you get the monthly spam from the Navy Federal Credit Union? They've almost broken me down. The latest offering was life insurance from $10,000 to $350,000 with the prices being very reasonable with no medical check required and you cant be denied as long as you didnt receive a other than honorable discharge. I got a good laugh while reading the fine print. Apparently we are broken down into percentages. For example, you lose a hand? That gets you 25% of your policy. An eyeball? Well thats only worth like 10%.