I meant that if your chr. inventory is full after a fight, you can't physically drop items so you can pick up/look at something in the field. So if the Stash anywhere-access setting is disabled, it'll still get put into the Stash automatically, where you can then look at it but can't go "oh I like that better, I'll put that on right now" because you can't access the Stash where you are.
At least, that's the way it seems to be working. I haven't tested it extensively.
Ahhh yeah, you can't drop stuff. The stash behaviour makes more sense now, I was wondering why you could still dump stuff there even with the restriction.