If you are willing to own a slave, then you must be able to endure being a slave. If you are willing to hate, then be able to endure being hated. If you are willing to send others to war, then you must be able to endure the horrors and scars of war.
This is why Obsidian is smarter than Troika. Go ahead and do a few licensed projects like KotOR 2 and NWN 2 so they can build up the funds necessary for their own "Arcanum."
The problem with Troika is that they messed up on their first two games. They went ahead and made a very ambitious game out of Arcanum, but in truth they should have done a licensed product first. Something with name recognition. They did so with their second game but it was a castrated attempt that basically turned off a good deal of their fence sitting fans. When Vampire was released the sales were not what they wanted so Activism pulled the plug on support money. We're lucky that we got a patch for that game.
If it has a mastercard or visa symbol on it you can use it as a credit card. It would simply take the money out of your checking account instead have a credit balance.
Military, regardless of branch, will do some reshaping of one's personality. I think I was a tad more rational inthought before I joined up. Then again I did join the military on a coin toss so maybe not.
The reason why it scares me when people agrees with me is that there are two horrid possibilities. One, I am becoming more rational or two, the people around here are becoming nuttier.
Either way it is a frightening affair.