Make it 60, and you've got a deal. Honestly, I can't remember the last time I zipped my coat (I think I might have a couple times when it was really windy in Jan/Feb in college), and 75% of the time I don't even bother with it because I won't drive with it on, and I'm usually only outside for a couple minutes at a time in winter. It's not like I live somewhere warm either (I live on the Ohio/Michigan border.)
Personally, I'd like to move to the rocky part of the coastline in Maine or SE Canada. Lighthouse keeper would be something of a dream job for me, but it's highly unlikely to ever happen.
Man, you guys have lived beyond the wall too long