Well, they way I see what Guard Dog wants is an "unfettered" capitialistic model, which means only those with the money to pay will get the healthcare. Those who live at and below the poverty line will get nothing because they wouldn't be able to afford the healthcare nor the insurance coverage. Sorry, Guard Dog, but your model will only work for the upper middle class and richer leaving every one else without midical care. I don't see how it can be any other way.