Hey, don't knock the time honored cRPG tradition of stealing from peoples homes, while they watch & helpless to stop you!
Seriously though, you should get DS points for that.
You only get DS points for robbing someone if you tell them about it. Basically they are all thinking, "Hey that guy must need that money and med packs pretty badly to bang on my door with a sword until it opened. Not that I would ever use them since I never, ever leave this room."
But then you yell, "I'm taking all your crap and there's nothing you can do to stop me!" and its suddenly evil. <_<