BruceVC

My isssue with ZH is how its consistently wrong with its predictions, they predicted oil price would get to $140 and how the US and EU economies would have collapsed by now And all they do is look at known issues, like the energy price and global inflation, and use that to justify there own ideological views and biases So for example when the oil price was rising in the beginning of Putins War this was proof of Western economic incompetence and hegemony and the " West is about to collapse", now thats not a crisis its the gas prices and its overall impact on the EU economy And when thats resolved they will wait for something else and hopefully something serious so they can say " the West is about to collapse due to xxx "

The West\EU allows people to protest peacefully. Its part of the freedoms and human rights that makes living there better than Russia or China

I have some exciting news, I have decided on my next game. Its going to be BG2 EE I typically take breaks from genres or similar games but I had such fun in BG1 Im in the mood. And I played it last 12 years ago so hopefully I have forgotten much of the narrative. I am loading mods and I will begin tomorrow

Its not that, there are several people who have played this game and had a similar experience. In the game there is spell caused RL Fog and when the spell is cast it can cause you to lose 35-40 hours of time in RL...so dont worry it just means you failed the saving throw

Its good to see you getting so much entertainment out of Conan Exiles, I am also happy Funcom has restored its reputation after the massive issues with the Conan MMO I

I have heard that before but I find it hard to take seriously after the Ukrainian invasion and Putins comments like "Ukraine has no identity and is irreverent" because they decided to not be part of Putins recreation of the old Soviet borders. The whole " Slavic brothers " is about political servitude and how you must accept a Russian view of who you align with If most Serbs really still believed that then they have a very different definition of what a brother is for me

Its interesting you raise the question about EU support for Putin's autocracy and why would people support Russia in the war and consider there way of life to be admired. After 9/11 and my travels to the ME and research into the reasons for views of 9/11 I came to several interesting realizations around regions of the world and why different people in the same country would have such different views about things that were proven and observed, for example the old conspiracy theory that the US and or the Jews did 9/11 so they could justify an invasion of the ME to gain oil or something similar And I have been following support on Putins War on forums like Codex to try to understand how real it is and what is it based on and why? And its been interesting, like 9/11 the support will be for different reasons and some of it is based on false narratives and certain biases and that translates to a really rabid and almost false support for Putin's War ..but most of it is really funny with how ridiculous it is. But support for Putins War falls into 4-5 main categories outside of Russia People are very anti-US and think all conflicts are about them or what they want. So somehow this is the fault of the US and this is a war about the US vs Russia. So the Ukrainians are being manipulated to fight a US conflict Some people are irrationally opposed to what Western culture and our ideological views represent. They have strange and very negative views on certain tenets of human rights and freedoms that exist in all our countries like uncontrolled intentional immigration leading to the collapse of the local culture, LGBT rights being contagious, jews controlling everything and the importance of religion being intentionally undermined. Russia has the solution to this ? There are people that believe that Russia offered an alternative to the ostensible control and domination of the West globally and this war was where Russia was provoked. So they tend to battle to accept the war crimes and actions of the Russian military because it was always the US and there allies that were the bad guys in conflicts Some people believe autocracy is necessary in Russia because of the misunderstanding of how bad things were in Russia under Yeltsin. So some people think Putins way of governing is necessary to ensure Russian doesnt

Its a pity for the Democrat support predictions that it happened in Alaska, is that a state where people can vote? I thought only wild animals and people who like the solidary nature of the wild live there , I cant imagine they have much culture wars influence? I am more concerned with the reality of how in swing states like Pennsylvania primary elections on both the left and right are being won by people who have more populist views or like to promote culture wars rhetoric. Its not good when candidates who have real political or business experience lose to the likes of Oz or Fetterman And the decisions in Congress need to made by people have a real understanding of the consequences of what they vote for

Yes absolutely, I didnt understand your initial post because I thought you were saying when loans are approved the money is now circulated in only a positive way. But the banks still need the loan repaid which means loans have to always be something that needs to be paid back But I see what you mean and I agree

Im not sure I understand you, if I buy a house from someone or a property developer and I get a loan from the bank the money goes to them. The bank doesnt have that money anymore and you pay the bank back The money I give to the person who owned the property doesnt necessarily end up in the same bank? What do you mean by " comes back to circulation " ? Because the risk to the bank is where people dont pay back the loan and they have to absorb the debt or auction the house which is never ideal

Its theoretically possible a 100 year loan but I guarantee you most banks wont create a 100 year loan because its not financially worth there while. The banks need to see some return on the loan in less time but maybe a 50 year loan? Remember the banks would need to have the money available to provide either a 50 or 100 year loan and the US has too many people in its population, Sweden has 10 million people and the US has 330 million

It makes sense, it has advantages and some disadvantages but more advantages

Thats sounds very socialist and radical left, remember we generally dont support those types of ideological views because we dont want to end up like Zimbabwe, Cuba, NK or Venezuela

Keep it up, exercise is important. You dont need to overdo it and just build your fitness and stamina slowly and steadily

Absolutely, there are various components to crimes against humanity and most of them would constitute the death penalty in any county that has the death penalty Here is a link that highlights the various acts that define crimes against humanity because I researched this because of a local debate about Apartheid which is crimes against humanity https://en.wikipedia.org/wiki/Crimes_against_humanity#Apartheid But its going to be almost impossible to justify legally white collar crime as crimes against humanity ?

Executed.....holy smoke Gothfuscious, I thought you Scandinavian liberals didnt support the death penalty? I support the death penalty so its good how alike we are but you more hardcore than me because I only support death penalty for capital crimes like murder and high treason...I dont support it for white collar crime But I support your sentiment about the death penalty

There is a misunderstanding about " tax payers having to bail out banks in the US " Firstly dozens of banks weren't bailed out and they collapsed or were acquired. I would encourage everyone to read this link to understand just how the financial system also suffered and people lost there jobs https://en.wikipedia.org/wiki/List_of_banks_acquired_or_bankrupted_in_the_United_States_during_the_financial_crisis_of_2007–2008 And then the majority of large banks that received bailouts paid back the " bailouts " within 3-4 years and made necessary structural changes that was expected of them so that 2008 could never happen again. People that are anti-banks ignore this, we should always recognize when any private sector company acknowledges its mistakes and addresses them It surprises me how in the US people like Bernie Saunders still go on about 2008 as if nothing has changed or how banks " got off easy and yet US citizens lost there houses "....thats not accurate

Elerond I was about to say " Elerond please dont try to fool people with Swedish socialist doublespeak " but then I thought about this loan payment scheme and it may make sense So the idea is you have low monthly payments because the loan is over 50 years but I assume you cant make renovations to the house easily because the bank still owns the house? And I imagine people dont go around selling property easily because you wont make much money unless you have paid off most of the 50 years loan? But it means most people can get a house because the monthly payments are low, that must be why they do this?

You lucky at 4%, in SA our Reserve Bank\Central Bank sets the prime Interest rate and then banks add on percentages to whatever the prime rate is. So our prime rate is 9% at the moment which means you will get a loan from a bank for 12-15% ...I wish we could get a loan for 4% https://www.mortgagemarket.co.za/resources/articles/what-is-the-current-interest-rate-on-a-home-loan-in-south-africa

All companies have to be profitable Hurlshot or they wouldnt be sustainable If you think a listed company is making obscene profits why dont you do some research and look at the profit target\increase from the year before. Its normally 12-18%, thats not obscene? Do that for any company in the US but track it over 4-5 years. Listed companies have to make there financial statements publicly available so it should be on the company website?

Another great video from Natasha, keep them coming. You can learn more from these honest opinions on life in Russia and how the propaganda machinery works and has been implemented than many established news channels who dont have this level of visibility and connection to Russia It also reminds us how many Russians are opposed to Putins War but they cannot do anything about it because in an autocratic state with no freedom of speech or right to protest you are limited I am just genuinely worried about her freedom, I hope she doesnt get arrested ?

I hear you but its still funny, I guess I have sunk

So artistic and brilliant

I completed SoD last night and it was a very entertaining DLC for BG1, well worth the experience. Its gets a solid 70/100 on the globally respected " BruceVC game rating system " The key take-aways and indelible points from SoD were I enjoyed the large battles like Boareskyr Bridge and the assault on DS castle I decided to take the challenge of the one-on-one duel with the bombastic and arrogant Ashatiel, I had my doubts I would win because Im a wizard but I got lucky with Wand of Paralyzation and then once she was frozen I killed her with spells like Magic Missile I thought the maps like Underground River had some interesting quests I decided to poison the DS Castle water and food and I used the barrel explosives to destroy the gate, the crusade had to be defeated and I had no qualms about using these types of controversial strategies I aligned with Caelar Argent in the final battle against Belhifet, I understand why she did what she did and I forgave her I enjoyed the appearances of the Hooded Man\Jon Irenicus and how this tries into the BG2 narrative, Im considering continuing with BG2 but I probably wont because I played BG2 about 12 years ago and I remember too much about the narrative so I may wait a while?

Maybe you should demand that all loans in the US get scrapped? Think how convenient it will be if home loans are removed, the greedy banks can carry the cost?