While I like the flexibility this system provides, creating a Deep Gnome Monk(5)/Rogue(1)/Dreadmaster of Bane(12)/Conjurer(12) in IWD2 makes me question it nevertheless.
What is wrong with creating a Deep Gnome Monk(5)/Rogue(1)/Dreadmaster of Bane(12)/Conjurer(12)?
Making those kind of crazy characters is part of whats fun with a system that gives you so much flexibility and freedom!
I would even like to see templates you could get in addition to your race. For example the standard "undead" template, in case you find a way to become undead.
Freedom in RPGs is something I am a big supporter of! The more freedom and options the better it is. One of the reasons I love pen and paper RPGs.