I absolutely love no combat xp!!!! I thought it was strange at first but now that I know about it, I am very happy for it! I don't have this stupid compulsion to kill everything on the map to maximize my xp!!! yay!!!!
On the loot thing, so far, I have gotten more good loot than anything that can be found in the store. Give me a break, this is great. And money? After doing the first 4 quests I am still banking on 30k cp. Nothing worthwhile to spend it on.