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Elerond

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Everything posted by Elerond

  1. Yeah I know it isn't communism (I lived next to great communist state USSR for long time before it collapsed, so I have pretty good knowledge how our system differs from theirs), even though that is what people always yell in internet discussion when welfare system are brought up as solution to societal issue. And I know that government pointing jobs for everybody will most likely lead much worse situation than just paying social security, like kolkhozy in USSR work as warning example that still causes economical issues in Russia and Ukraine.
  2. Yes, you can that is point why they exist here (as that is what our constitution decrees, although there is constant political debate what is the minimum acceptable living standard ) Social benefit is 502.21 € ($601.78) + 70% of your rent or housing expenses (recipient "socially mandatory" things like telephone subscription, news magazine subscription, mortgage payments, funeral expenses for family member, ticket to job interview etc. are usually either partially or fully paid addition to basic benefit). Unemployment benefit is depends on your salary before you lost your job and which union you are part of. As for extreme example unemployed pilots get over 5000€ per month for two years, although usually number of unemployed pilots is 0, but that changed last year. Typical unemployment benefit is 40%-70% of you salary depending how long you have been employed. If your unemployment benefit is less than 1000€ ($1 198.64) you also get housing support up to 70% of your rent or housing expenses up to to 1200€ ($1 438.36) total in month. Maximum housing support depends on which city you live.
  3. Remove minimum wage entirely, increase unemployment benefit and social security and then leave it for market to decide what is correct minimum wage to get people come to work instead staying home reaping the benefits. That is how it is done here in Communist Finland, where US system is seen as the capitalist dream
  4. It depends on business, most of that cost increase goes to other business with employees with higher wages and markets where there has not been changes so lots of that cost would most likely be compensated by not giving raises in salaries to said employees with higher salaries. And as almost all minimal wage workers spend all their salary just get by, even if it is increased to $15, end result of such increase would be that it will for short while stimulate economy by cutting amount money that middle class workers can save and move it back to circulation and therefore increasing profits of top 10%, from where that money will of course trickle down .
  5. Store that operates with 1-2% margin is already in financial trouble and will most likely go in bankruptcy year or two as most likely inflation will eat their margin faster then they can get it back. In most businesses that use minimum wage workers, workers salary isn't usually in their top 2/3 expenditures, which is why businesses using minimum wage, margins don't usually decrease when there is increase increase in minimum wage, as they sell services that other business depend on or they sell services also to those minimum wage workers (meaning that people that buy stuff from shops restaurants, etc. have more money to spend, which brings more cash in than wage increase takes out) and any of their competition doesn't get advantage as increase in the workers wage concerns all the minimum wage workers, meaning that business are able to increase their prices to other business without fearing competition that much.
  6. $20 sound bit scare tale considering that hamburger in McDonalds in FInland cost at most $11 and McDonalds workers have $15.65 per hour salary here and we have 24% VAT
  7. “When I was trying to buy my first home, I wasn’t trying to buy smashed avocado for $19 and 4 coffees at $4 each.” Whole meme is based on some media quoting (bit wrongly) that interview that young people can't afford buy houses because they spend so much in avocado toasts and coffee. So whole meme is based on people listening hour long interview and picking most irrelevant detail and making it their point why young people aren't able to afford houses in today's market
  8. BlacKkKlansman 2?
  9. It seems that Hedge funds have been stupid with their money and shorted so much that market stunts like this cause them to fall badly
  10. Market itself
  11. Matthew 19:16-26 The Rich Young Man 16 And behold, a man came up to him, saying, “Teacher, what good deed must I do to have eternal life?” 17 And he said to him, “Why do you ask me about what is good? There is only one who is good. If you would enter life, keep the commandments.” 18 He said to him, “Which ones?” And Jesus said, “You shall not murder, You shall not commit adultery, You shall not steal, You shall not bear false witness, 19 Honor your father and mother, and, You shall love your neighbor as yourself.” 20 The young man said to him, “All these I have kept. What do I still lack?” 21 Jesus said to him, “If you would be perfect, go, sell what you possess and give to the poor, and you will have treasure in heaven; and come, follow me.” 22 When the young man heard this he went away sorrowful, for he had great possessions. 23 And Jesus said to his disciples, “Truly, I say to you, only with difficulty will a rich person enter the kingdom of heaven. 24 Again I tell you, it is easier for a camel to go through the eye of a needle than for a rich person to enter the kingdom of God.” 25 When the disciples heard this, they were greatly astonished, saying, “Who then can be saved?” 26 But Jesus looked at them and said, “With man this is impossible, but with God all things are possible.” All you need to do is nothing, as all is possible for God
  12. Clearly it is better let people die on hunger and cold than just letting them out of their misery and accepting that both will lead to same result
  13. lets put those unwanted people on consecration camps and burn them, and world is saved
  14. Yeah human rights are just bad for people Article 22. Everyone, as a member of society, has the right to social security and is entitled to realization, through national effort and international co-operation and in accordance with the organization and resources of each State, of the economic, social and cultural rights indispensable for his dignity and the free development of his personality. Article 25. (1) Everyone has the right to a standard of living adequate for the health and well-being of himself and of his family, including food, clothing, housing and medical care and necessary social services, and the right to security in the event of unemployment, sickness, disability, widowhood, old age or other lack of livelihood in circumstances beyond his control. (2) Motherhood and childhood are entitled to special care and assistance. All children, whether born in or out of wedlock, shall enjoy the same social protection.
  15. One example of problems with US data protection laws is that we can't use US based cloud providers like Microsoft's Google's and Amazon's services for certain data, because there is no guarantee that those services and US follows EU's data protection laws. Which has sometimes forced us to change architecture how our SAAS services work or/and where they are hosted or ways to obfuscate data before it is loaded to cloud platform services. And it isn't just personal data, but also security of critical supply like food production
  16. US don't have clear cut legislation but patchwork of federal and state laws which means that it is quite obfuscated what is data which privacy should be protected. This goes both for private and public sectors
  17. I would not be favor of such decision making. Human rights have not really change in past, because Universal Declaration of Human Rights is actually first time in history when such rights are actually defined in sense that they are natural rights of all human being and even then they weren't approved by majority of humanity
  18. Article 30 of Universal Declaration of Human Rights. "Nothing in this Declaration may be interpreted as implying for any State, group or person any right to engage in any activity or to perform any act aimed at the destruction of any of the rights and freedoms set forth herein." If country claims to follow human rights, they should make sure that democratic process can't take any of the human rights from any group for any reason. In case of conflicting rights neither party should be oppressed by other's rights. Human rights are specifically designed to reign in tyranny of majority in democracies
  19. Yes. Companies have right to hold their opinions too. Also for some reason people don't seem to care other human rights like Article 14. (1) Everyone has the right to seek and to enjoy in other countries asylum from persecution. (2) This right may not be invoked in the case of prosecutions genuinely arising from non-political crimes or from acts contrary to the purposes and principles of the United Nations. Article 3. Everyone has the right to life, liberty and security of person. Article 5. No one shall be subjected to torture or to cruel, inhuman or degrading treatment or punishment. Article 13. (1) Everyone has the right to freedom of movement and residence within the borders of each state. (2) Everyone has the right to leave any country, including his own, and to return to his country. Article 15. (1) Everyone has the right to a nationality. (2) No one shall be arbitrarily deprived of his nationality nor denied the right to change his nationality. Article 18. Everyone has the right to freedom of thought, conscience and religion; this right includes freedom to change his religion or belief, and freedom, either alone or in community with others and in public or private, to manifest his religion or belief in teaching, practice, worship and observance. Article 20. (1) Everyone has the right to freedom of peaceful assembly and association. (2) No one may be compelled to belong to an association. Article 22. Everyone, as a member of society, has the right to social security and is entitled to realization, through national effort and international co-operation and in accordance with the organization and resources of each State, of the economic, social and cultural rights indispensable for his dignity and the free development of his personality. Article 23. (1) Everyone has the right to work, to free choice of employment, to just and favourable conditions of work and to protection against unemployment. (2) Everyone, without any discrimination, has the right to equal pay for equal work. (3) Everyone who works has the right to just and favourable remuneration ensuring for himself and his family an existence worthy of human dignity, and supplemented, if necessary, by other means of social protection. (4) Everyone has the right to form and to join trade unions for the protection of his interests. Article 24. Everyone has the right to rest and leisure, including reasonable limitation of working hours and periodic holidays with pay. Article 26. (1) Everyone has the right to education. Education shall be free, at least in the elementary and fundamental stages. Elementary education shall be compulsory. Technical and professional education shall be made generally available and higher education shall be equally accessible to all on the basis of merit. (2) Education shall be directed to the full development of the human personality and to the strengthening of respect for human rights and fundamental freedoms. It shall promote understanding, tolerance and friendship among all nations, racial or religious groups, and shall further the activities of the United Nations for the maintenance of peace. (3) Parents have a prior right to choose the kind of education that shall be given to their children. Article 27. (1) Everyone has the right freely to participate in the cultural life of the community, to enjoy the arts and to share in scientific advancement and its benefits. (2) Everyone has the right to the protection of the moral and material interests resulting from any scientific, literary or artistic production of which he is the author. Article 30. Nothing in this Declaration may be interpreted as implying for any State, group or person any right to engage in any activity or to perform any act aimed at the destruction of any of the rights and freedoms set forth herein.
  20. Part of free speech is that people including companies don't have to publish anything they don't want
  21. https://www.snopes.com/fact-check/trump-mob-capitol/ Updated to note that there is no evidence John Sullivan is associated with antifa or the Black Lives Matter movement. New York Post also is bit skeptical that Sullivan is part of any movement, but they seem to be quite sure that he isn't part of Antifa https://nypost.com/2021/01/15/who-is-john-sullivan-accused-provocateur-charged-in-capitol-riot/ https://www.snopes.com/fact-check/does-jade-sacker-work-for-cnn/ Edit: added https://www.washingtonpost.com/nation/2021/01/16/sullivan-video-arrested/
  22. Currently all the university degrees are paid by state and only way to get admission is through application where people are picked according to pre-set rules that consist of valuing their matriculation exam scores and how many points they scored in university's entrance exams and people get in scoring order. Although there is possible to study university course in so called open university programs where students pay fee per credit (about 15€ per credit (credit means about 26.67 h worth of study, typical course is 3-6 credits, bachelor degree is about 180 credits and master is about 300 credits )), this route gives ability for those who are dead set to certain degree or who have done poorly in their matriculation exam or don't have done it at all and aren't able to score high enough in entrance exams to study in university even though they aren't been able to get admission and try to get admission in next year. State pays all the students student allowance which consist of monthly 252,76 € direct allowance and state secured loan 650 € per study month (usually 9 per year, so 5850€ per year if student doesn't apply to extra studies during summer) which student can take per 6 months and housing allowance which is 80% of housing expenses up to maximum allowance which depends on which city you live. Student get allowance for max 55 study months (so total 13 901.8€ direct allowance and 35 750€ student loan [secured by state] per student regardless of how many degrees they study) if they don't graduate in that point they need start to pay their living from fully from their own pocket, although they usually are able to get state's low income support if they don't have job. If student has not graduated in 10 years they are kicked out and they need re-apply. Student and housing allowance and loan security is meant to give students ability to pay their living during their studies. Current interest rate in student loans is 0% (this can change if reference rate increase lot) + 5-10€ monthly fee depending on which bank student got their loan and students have 15-30 years time to pay loans back one year after they have graduated or one year after they received their 55th allowance payment, which ever comes first.
  23. There is no forcing, also parents influence in students choice of higher education is surprisingly low in Finland (less than 1% of students say that their parents influenced of their choice). This is maybe because education is free and no job is seen to be beneath of any body Students are encouraged to study certain subjects by increasing amount of admissions in degree programme that are needed and lowering admissions in degree programme where demand is decreasing. Finnish universities use common application where students seek admission to all universities and degree programme they are interested in same application, so students may not pick BBA (which is our equivalent of BCOM) their first, second, third or forth but their fifth backup choice because there is 400 hundred admission spots where their first four choices only have less than 100 total. Also school councilors help students find programmes that they are interested and encourage them to find at least as back up one programme from sectors where there is high demand and therefore admission is (almost) certain. Also universities advertise their programs where they need more applications and student usually needs to see effort in order to find information about programmes that aren't currently in demand.
  24. In Finland universities, colleges and vocational schools constantly adjust how many people they take to any particular line based on estimates from public and private sectors what kind skills are needed in work force in three to five years in future. Also schools adjust their curricula constantly based on feedback from job market. This is done in order to minimize number of people that graduate with degree that is not needed on either public or private sector during time when people are estimated to graduate and for moribund sectors. Although this is not without faults, like for example in beginning 2000s, when Nokia's dominance over cell phone markets was estimated to last decades, universities heavily focused to taught very Nokia specific subjects which caused problems on markets when Nokia's inner bureaucracy caused it to drop from cell phone markets entirely, which lead to situation where lot of students graduated to unemployment because there was no demand for their skills, luckily internet for things booms has allowed them to be able to found record number of start up tech companies to produces all sort of products that use cellular networks, so their education didn't go in waste, because they were able to create new market with their skills, but story could had much bleaker end too.
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