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Everything posted by Elerond
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Currently all the university degrees are paid by state and only way to get admission is through application where people are picked according to pre-set rules that consist of valuing their matriculation exam scores and how many points they scored in university's entrance exams and people get in scoring order. Although there is possible to study university course in so called open university programs where students pay fee per credit (about 15€ per credit (credit means about 26.67 h worth of study, typical course is 3-6 credits, bachelor degree is about 180 credits and master is about 300 credits )), this route gives ability for those who are dead set to certain degree or who have done poorly in their matriculation exam or don't have done it at all and aren't able to score high enough in entrance exams to study in university even though they aren't been able to get admission and try to get admission in next year. State pays all the students student allowance which consist of monthly 252,76 € direct allowance and state secured loan 650 € per study month (usually 9 per year, so 5850€ per year if student doesn't apply to extra studies during summer) which student can take per 6 months and housing allowance which is 80% of housing expenses up to maximum allowance which depends on which city you live. Student get allowance for max 55 study months (so total 13 901.8€ direct allowance and 35 750€ student loan [secured by state] per student regardless of how many degrees they study) if they don't graduate in that point they need start to pay their living from fully from their own pocket, although they usually are able to get state's low income support if they don't have job. If student has not graduated in 10 years they are kicked out and they need re-apply. Student and housing allowance and loan security is meant to give students ability to pay their living during their studies. Current interest rate in student loans is 0% (this can change if reference rate increase lot) + 5-10€ monthly fee depending on which bank student got their loan and students have 15-30 years time to pay loans back one year after they have graduated or one year after they received their 55th allowance payment, which ever comes first.
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There is no forcing, also parents influence in students choice of higher education is surprisingly low in Finland (less than 1% of students say that their parents influenced of their choice). This is maybe because education is free and no job is seen to be beneath of any body Students are encouraged to study certain subjects by increasing amount of admissions in degree programme that are needed and lowering admissions in degree programme where demand is decreasing. Finnish universities use common application where students seek admission to all universities and degree programme they are interested in same application, so students may not pick BBA (which is our equivalent of BCOM) their first, second, third or forth but their fifth backup choice because there is 400 hundred admission spots where their first four choices only have less than 100 total. Also school councilors help students find programmes that they are interested and encourage them to find at least as back up one programme from sectors where there is high demand and therefore admission is (almost) certain. Also universities advertise their programs where they need more applications and student usually needs to see effort in order to find information about programmes that aren't currently in demand.
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In Finland universities, colleges and vocational schools constantly adjust how many people they take to any particular line based on estimates from public and private sectors what kind skills are needed in work force in three to five years in future. Also schools adjust their curricula constantly based on feedback from job market. This is done in order to minimize number of people that graduate with degree that is not needed on either public or private sector during time when people are estimated to graduate and for moribund sectors. Although this is not without faults, like for example in beginning 2000s, when Nokia's dominance over cell phone markets was estimated to last decades, universities heavily focused to taught very Nokia specific subjects which caused problems on markets when Nokia's inner bureaucracy caused it to drop from cell phone markets entirely, which lead to situation where lot of students graduated to unemployment because there was no demand for their skills, luckily internet for things booms has allowed them to be able to found record number of start up tech companies to produces all sort of products that use cellular networks, so their education didn't go in waste, because they were able to create new market with their skills, but story could had much bleaker end too.
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It is because when right wing media makes false accusations of AOC it is AOC fault that she wasn't clear enough, in photographs taken of her without her knowing and published without asking her, which allowed right wing media to make that false accusation. Just you typical case of left wing politicians lying constantly
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It is harder, but in case Finland, 50% of population has downloaded corona tracking application to their phones, which informs when person has been in same space with someone who has been tested positive. Which has helped to track possible places of infection
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All the points in my post are about Finland's situation
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Big sunk of FInland's corona cases because of travelling (people visiting their families in countries with higher infection rate, people going in vacations in ski resorts etc. and socialize freely with other people there). Family gatherings have been also major source of infections. Visiting members of family in care homes also caused problems in start. And again in December. There has been only small number of Infections in hospitals and those who have been infected are nurses and doctors who have tended patients that didn't know that they were infected. Infections traced to public transportation that isn't airplane are zero.
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https://cybernews.com/news/70tb-of-parler-users-messages-videos-and-posts-leaked-by-security-researchers/ You can try to download all messages from Twitter and Facebook and look if they have left similar meta data there. Facebook started to claim that it removes location data from pictures and videos after it was revealed that thieves had used them to locate target to rob by looking house which owners are on vacation.
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Politics... US election edition (2020 almost over, read all about it!)
Elerond replied to Gorth's topic in Way Off-Topic
It is mostly speculative. In July Twitter's stock price was $33.82, in December it topped in $55.87, last week high was $54.38, just Friday before fall it was $51.48 and then it dropped to $45.67 and it is now $48.16. Twitters all time top is from 2013, when it reached $69.00 Big draws don't necessary bring Twitter's much of money because of how their ad model (and how ad models generally in internet work) works. For Twitter best users are those buy stuff based on ads shown and interact with tweets about companies, products and services. Big sunk of twitter users are just expenditure for Twitter as they don't interact with ad tweets and they are too passive in that Twitter would be monetize selling their browsing history. -
Politics... US election edition (2020 almost over, read all about it!)
Elerond replied to Gorth's topic in Way Off-Topic
They can do it for profit, meaning business profit and still lose stock value because share holders don't believe their estimate or because of ideological reasons or for some other reasons. But stock lose value when people just sell stock regardless of sell value. As now twitter is losing stock value not because how well they are able to produce actual profit as business but because of outside reason, which usually means that stock value will bounce back. But any way companies don't really can effect their stock value because that is based on purely on estimated value that stock buyers feel how much company's worth is. Also because of these speculative value of stocks, shareholders stock value is only speculative especially if you they own big share of company as usually they can't sell their stock on market value as if you aim to get rid of large share you usually need to sell under market value if company's stock isn't in massive demand for some reason (like some bigger company is buying its stocks on fixed price etc.) So even though now speculative value of Twitter's share holder is down compared to what it was last week, this is good opportunity for those shareholders that remain and new investors to buy Twitter's stock when it is down make some profit in next month or two when stock most likely returns to its last week value, although Twitter's stock already gained back yesterday almost half that it lost and Twitter's stock is still in almost bubble high price (42% share price increase in last 6 months like most of other tech US stocks) so in long term investing it would not surprise me if there is big drop in stock prices when Corona relief bubble pops. -
Politics... US election edition (2020 almost over, read all about it!)
Elerond replied to Gorth's topic in Way Off-Topic
They didn't actually lose 5 billion, share holders lose technically 5 billion because they wanted get rid of their stock even with under valued price. That does not effect on Twitter ability to work and it does not effect on how much profit it produces. So it is quite probable that Twitter's stock price will course correct in near future and make quite lot money those who bought those stocks that were now sold undervalued. -
Politics... US election edition (2020 almost over, read all about it!)
Elerond replied to Gorth's topic in Way Off-Topic
2014-2015 it was free speech to drive people from social media and force companies out of business because they expressed wrong view, but how things have changed now when those who then loudly supported such efforts are now targets of such -
Politics... US election edition (2020 almost over, read all about it!)
Elerond replied to Gorth's topic in Way Off-Topic
Maybe when they see another human once per month -
Politics... US election edition (2020 almost over, read all about it!)
Elerond replied to Gorth's topic in Way Off-Topic
I mean the situation is about 60% wearing and 40% not wearing. And it isn't compulsory outside of healthcare and some other jobs to people wear them. I would say that situation in Finland would probably be much worse if social distancing wasn't part of our normal cultural behavior -
Politics... US election edition (2020 almost over, read all about it!)
Elerond replied to Gorth's topic in Way Off-Topic
You know that you are with you concerns nearly 15 years late. Cloud providers have had power to decide to kill business from beginning and they have done it constantly. And funnily situation is big part thanks to republicans (but they have not been alone with their 'pro' business stand) who have blocked all attempts to put restrictions for companies unilaterally end service contract that breaks their ToS, which they are able to change any point unilaterally -
Politics... US election edition (2020 almost over, read all about it!)
Elerond replied to Gorth's topic in Way Off-Topic
Recommendation for using mask come in September. I would estimate that it was October when majority started to use them in public places. There has been people using them from start, but they were mainly those who could not avoid human contacts because of their job. -
Politics... US election edition (2020 almost over, read all about it!)
Elerond replied to Gorth's topic in Way Off-Topic
In some countries that did early lockdowns and mask, things went well until they removed restrictions, like for example Restrictions help to prevent spread of the virus as long as people follow those restrictions. Which is why it is pretty impossible to say which would be best strategy to follow until the pandemic is over (given that it actually ends in some point) It really is not, but we have good PR teams and you only heard things that we have done right -
Politics... US election edition (2020 almost over, read all about it!)
Elerond replied to Gorth's topic in Way Off-Topic
Yes. As long as there is almost unlimited contractual freedom then company can but almost any stipulation in their ToS they want and those stipulations must be followed if they don't break specific laws. And there is almost no laws when it comes to service contracts between two companies. Which means that it is usually for small companies take or leave situation. EU has tried to create directives that would put some rules that big companies need to follow, but almost all of those have been blocked by member countries. And US has even less restrictions and EU and as Parler is US company it would need win their case there. And good luck with that. You can just look how well it has went for musicians who have tried to get their abusive contracts nullified even in cases where other party is actually physically abused them. -
Politics... US election edition (2020 almost over, read all about it!)
Elerond replied to Gorth's topic in Way Off-Topic
Apple and Google have let Parler not follow their moderation guidelines for couple years for some reason, usually they throw apps out much quicker, now recent events have forced Apple's and Google's hands in matter. When you do app that allows people post content Google at least demands you to write clear policy how you will prevent them breaking terms that you as developer need to agree when you publish your app. https://support.google.com/googleplay/android-developer/answer/10286120?hl=en And if Google's moderator (or their AI algorithm) determines that you have not followed their enforced policy enough they will remove your app and some cases all your apps from the app store. And Apple has pretty similar policy in their store. And there is quite little hope to win court case against them when they remove your app for any reason, as they have pretty solid terms of services that give them right to do pretty much what they want and they have money and will to fight decades in courts just to make other companies see that it is pointless to sue them. -
I would say that it would do good for InXile to create their own setting instead of using existing ones, as it would help them become more their own than ghost of Interplay
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Politics... US election edition (2020 almost over, read all about it!)
Elerond replied to Gorth's topic in Way Off-Topic
12 hours even with Twitter ban for over half of it -
Politics... US election edition (2020 almost over, read all about it!)
Elerond replied to Gorth's topic in Way Off-Topic
I love how big sunk of reply's are "but but but MSM is evil" -
Politics... US election edition (2020 almost over, read all about it!)
Elerond replied to Gorth's topic in Way Off-Topic
You know that conspiracy leaning people, sites, news etc. are already claiming that there was no Trump supporters, right wing people or Qano etc. people among those who stromed in Capitol, but that all the stormers were actually disguised members of antifa, regardless of fact that storming was live streamed by well known figures including right wing politicians and well known right wing/qano/etc. people are easily identifiable from videos and pictures taken from the Capitol. Meaning there is probably nothing that you can do to de-escalate situation with those people because for them only acceptable situation is where they have total control and they will invent narrative that justifies any action they take to get that point. So you can't take munition for fearmongering that isn't based reality and which changes constantly to fit current situation, meaning there is always new fearmongering stories that will be spread regardless of actions that are taken. There is no good way to counter such, but showing significant consequences, does not necessary slow down believers but it has impact people around believers which makes believers work harder. -
Politics... US election edition (2020 almost over, read all about it!)
Elerond replied to Gorth's topic in Way Off-Topic
People who try to commit coups or otherwise cease power usually think they are doing right thing. Even people who commit genocides often think they are right side of history, which is why there is often plenty of evidence of their crimes as they don't think what they are doing is a crime, but betterment of their nation. Ignorance and intentions aren't valid defense for bad actions and I don't think that anybody should accept them as valid justifications -
Politics... US election edition (2020 almost over, read all about it!)
Elerond replied to Gorth's topic in Way Off-Topic
Kevin Sorbo gives excellent summary what actually happened