Uh...
That would be it. Building a hybrid character who gets something from both worlds should definitely be possible. However, if a player did put all his skill points in social skills or thievery and completely ignored combat training than there is absolutely no excuse for him to whine about how his character holds a sword by the wrong end. Allocating skill points this way was his choice. He has to be a man and face the consequences. Either that, or roll a new character.
It isn't, if you want the character with 0 points in combat skills to be able to survive fighting. If you have a better solution, feel free to share it with me.
Fun trivia: most people think that RPG is a game where the character kills stuff, loots treasures and saves the world, and hail Oblivion as the second coming of Christ. I would be surprised if most people knew what role-playing meant.
See the first bit of this post. Looks like we misunderstood each other on several points. Oh, and sorry for the late reply.