I am disappointed in Sawyer's response. The issue is that there is no reason for ranged characters to use armor and If the only solution that they come up with is to make AI better and target weaker targets depending on the encounter, it's only gonna solve it for that specific encounter. The rest of the time half my party will be running around naked. The problem for me personally isn't that they arent wearing armor, it is that they aren't wearing clothes and this ruins immersion. Even robes have a penalty and they hardly offer any protection so why would anyone use them?