okay, I did something which seems to have shaved a couple seconds off of the lag, despite the lag still being very noticable... I have an nVidia 260M card, so I went into the nVidia control panel and set the settings for High Performance vs. High quality, and I also turned of the nVidia Physx GPU Acceleration... then I went into the shop in AP and the wait time is notwmore like 7 seconds as opposed to 10... its still annoying, and maybe a fluke, but its sorta nice... not sure how it affects actual game play yet though
EDIT: Gamepaly remains unaffected, still major lagging when entering a new room or when in a gun fight, which is kind of a bad thing considering thats a majority of what you do in this game