I'm kind of glad that I'm not the only one experiencing issues, as bitter as that might sound. I was traipsing through the forum earlier last night trying to figure out if others were having similar problems, but most of the complaints were from people waiting 20 secs for a loading screen (and idk, maybe that IS bad for a lot of hardcore PC gamers, but I'd happily take it over ten minutes).
As for getting an SSD, I'm not sure that it's worth it for my current machine, and I've seen a lot of conflicting reports as to whether it helps with loading times anyway.
Probably going to send the min and recommended requirements to my bro-in-law and ask him to help me find a decent in-between that isn't too expensive, as I don't do a lot of PC gaming but would like to run Deadfire properly, and he's a lot more tech savvy than I am (in terms of both specs and the market). Or maybe I'll wait a bit to see if any patches are released to help.