I have a hard copy, running on a Toshiba laptop on Windows. I can make a character, but when I get to the loading screen right after character creation, the loading bar simply doesn't move. I tried turning of Shadows, Grass, VSync and Frame Buffer, but nothing happened. I tried running as administrator, which did cause the loading bar to actually move, but then the thing crashes, and it says the "has stopped working" message. Please help?