I have those annoying loading times too, even when entering a small house. Savegame was made with 1.03 now i play on 1.06.
I have a Pentium (that anniversary edition) running at 4.4 GHZ, Windows 10, 8 GB Ram, recent SSD, Defender off
Somwhere i read about a script that removes frosttraps? cant find it....
here the savegame: http://wikisend.com/download/154360/3af385f0-bbe2-4de3-b1be-a69427b46a4c quicksave.savegame
Thanks in advance.