Hello everyone, came across this thread while seeing if anyone else was having the same issue as I was.
I noticed this happening on both my Series X and my PC.
The only way I have gotten it to work is by sitting in the menu for about 10-15 minutes before loading a save. I get all the way to the spot right before hitting "continue", and wait that period of time. For some reason, this seems to work. So i think whatever it is, is maybe that the game is loading or trying to connect to something on the back end, and when we try to load a save before its loaded fully, it crashes.