Active and Passive Skills Distribution
In general, is it better to (a) have every character specialise in a particular area e.g. Aloth specialises in History, Xoti in rekigion, or (b) spread the points around so everyone gets a bit of everything.
Unassisted Player checks (no bonus from crew):
Assisted Player checks (with bonus from crew):
Unassisted Selectable member checks (no crew bonus):
Assisted Selected member checks (with crew bonus):