I come from a Neverwinter Nights 1 and 2 background. In those games money was never an issue even if I didn't max appraisal or looted everything I came across I could still be rich. In this game I had the mentality of throwing money at everything as a way to solve a problem and found myself sort of in a financial pickle.
I'm still in Act 2 and doing all the side quests that I can. I'm just wondering if I can compensate for my careless spending later on in the game or that I should have prepared myself better in the beginning.